![]() ![]() I spent a month with each app, testing capabilities and comparing features, and I consulted with financial planners to identify the most important app features. We based these picks on my average-person budget: I’m a married 30-something with no kids in New York City and saving to buy a house. There are a lot of popular budgeting methods -such as 50/30/30 and zero-based budgeting-but for most people, the apps make it easier to stick to a budget and automating your personal finances can have great benefits, as The Wall Street Journal newsroom has reported Best for hands-on, zero-based budgeting.Using mobile programs for budgeting can also “help you visualize your expenses and start asking yourself valuable questions about how you’re spending your money,” says Jordan Benold, a Frisco, Texas-based certified financial planner. If you’ve been wary of budgeting because you weren’t sure where to start or the prospect of doing math was daunting, there are plenty of apps to do the tedious work for you - no spreadsheets necessary. In the meantime, you’ll be well-served by one of our other picks. ![]() Buy Side is currently reassessing our best budgeting app list. Parent-company Intuit is encouraging users to try Credit Karma, which it also owns, but it was not immediately clear which Mint features would be available there. Editor’s note: Our top pick, Mint, will no longer be available starting Jan. ![]()
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![]() ![]() What’s more, you’ll also have the ability to choose random in-game individuals and help them become the hottest movie stars on the block. You’ll be able to live the Hollywood dream and churn out a whole string of box office hits if you wish. You may even take on the role of a talent spotter or a scriptwriter. This final contender in our games similar to Virtual Families roundup takes you to Tinseltown where you can choose to sit at the director’s helm and call the shots or act as a movie mogul. You can further explore new places around the landmass, erect enormous structures and unlock new technology. You can constantly check in on them to see if they are living out your ideal island dream. And even while your away from your computer, the indigenous will become smarter and even start families of their own. ![]() ![]() The PC title lets you create an intelligent tribe whose inhabitants have their own personalities. Here’s another inclusion in our Virtual Families alternatives array that allows you to get away from the hustle and bustle of city life and head straight to a paradise island. You’ll be able to pick up the portable versions of the title absolutely free of cost from iTunes and the Google Play Store. During your stay here, you can send eGifts to friends, take part in fun mini-games and even accomplish certain goals that are put forth. The real-time simulation title lets you manage an entire household, make on-the-spot decisions, react to the events that play out and even encourage the family members to prosper. Here you’re called on to set up your household and keep your virtual kin happy. There’s a 2D flash version of this game as well as 3D iOS and Android treats for those who prefer to play while on the go. Some of these names include A New Home, The Lost Children, The Secret City and The Tree of Life. Well, find out by trying your hand at a whole slew of Virtual Village installments that are fashioned for the PC as well as portable gadgets like Android and iOS devices. ‘How will you lead your tribe?,’ quips the brains behind this endeavor, the same mastermind responsible for Virtual Families. ![]() This entrant in our games similar to Virtual Families roster allows you to customize the villagers, engage in unique island events and uncover new mysteries. Watch as your tiny rural area prospers under your care and guidance. And if you want to dabble in some simulation fun while on the run, you can always pick up the free version of The Sims FreePlay app from the Google Play Store or Apple App Store.ĭo you crave the quiet life, somewhere far from the city? Well, how about caring and nurturing for a tribe of little people that are stranded on a mysterious island? In Virtual Villagers you’ll have to see to the individuals’ housing and food needs as well as get involved with curing diseases and developing technologies. You get to choose whether your characters excel in life or are burdened with tons of troubles. Want a couple of kids? Keen to explore the ancient ruins of Egypt? Well, you’ll be able to do all this and more right here. You can opt to step into the shoes of a criminal mastermind or even a scientific genius. The engaging franchise unfurled across the gaming terrain more than a decade ago and created a name for itself with various iterations and expansion packs such as World Adventures, Late Night, Generations and Pets.īesides just living a family life, you can explore a whole slew of other professions. However for those who aren’t, here’s a little gist of what you can expect to find here. And if you enjoy indulging in virtual life simulation situations, you might already be familiar with this one. We kick-start our compilation with a gem that has been winning hearts all over the globe with its fun gameplay options. 13 Omegle Alternatives: Video Chat With Strangers ![]() ![]() ![]() Our previous understanding was that wellness programs and 1:1 counseling were offered, workers could opt out of any work without penalization, exposure to explicit content would have a limit, and sensitive information would be handled by workers who were specifically trained to do so.” The spokesperson added: “we take the mental health of our employees and those of our contractors very seriously. But a Safety ‘Reckoning’ Is ComingĪn OpenAI spokesperson said in a statement that the company did not issue any productivity targets, and that Sama was responsible for managing the payment and mental health provisions for employees. Read More: Fun AI Apps Are Everywhere Right Now. ![]() “The $12.50 rate for the project covers all costs, like infrastructure expenses, and salary and benefits for the associates and their fully-dedicated quality assurance analysts and team leaders,” the spokesperson added. The spokesperson declined to say what job roles would earn salaries toward the top of that range. In a statement, a Sama spokesperson said workers were asked to label 70 text passages per nine hour shift, not up to 250, and that workers could earn between $1.46 and $3.74 per hour after taxes. (There is no universal minimum wage in Kenya, but at the time these workers were employed the minimum wage for a receptionist in Nairobi was $1.52 per hour.) Quality analysts-more senior labelers whose job was to check the work of agents-could take home up to $2 per hour if they met all their targets. An agent working nine-hour shifts could expect to take home a total of at least $1.32 per hour after tax, rising to as high as $1.44 per hour if they exceeded all their targets. They also received monthly bonuses worth around $70 due to the explicit nature of their work, and would receive commission for meeting key performance indicators like accuracy and speed. Agents, the most junior data labelers who made up the majority of the three teams, were paid a basic salary of 21,000 Kenyan shillings ($170) per month, according to three Sama employees. The contracts stated that OpenAI would pay an hourly rate of $12.50 to Sama for the work, which was between six and nine times the amount Sama employees on the project were taking home per hour. These therapists were accessible at any time, the spokesperson added. Employees were entitled to both individual and group sessions with “professionally-trained and licensed mental health therapists,” the spokesperson said. In a statement, a Sama spokesperson said it was “incorrect” that employees only had access to group sessions. Two said they were only given the option to attend group sessions, and one said their requests to see counselors on a one-to-one basis instead were repeatedly denied by Sama management. Although they were entitled to attend sessions with “wellness” counselors, all four said these sessions were unhelpful and rare due to high demands to be more productive at work. All of the four employees interviewed by TIME described being mentally scarred by the work. Those snippets could range from around 100 words to well over 1,000. Three employees told TIME they were expected to read and label between 150 and 250 passages of text per nine-hour shift. Around three dozen workers were split into three teams, one focusing on each subject. By the time it gets to Friday, you are disturbed from thinking through that picture.” The work’s traumatic nature eventually led Sama to cancel all its work for OpenAI in February 2022, eight months earlier than planned.ĭocuments reviewed by TIME show that OpenAI signed three contracts worth about $200,000 in total with Sama in late 2021 to label textual descriptions of sexual abuse, hate speech, and violence. “You will read a number of statements like that all through the week. One Sama worker tasked with reading and labeling text for OpenAI told TIME he suffered from recurring visions after reading a graphic description of a man having sex with a dog in the presence of a young child. These invisible workers remain on the margins even as their work contributes to billion-dollar industries. But the working conditions of data labelers reveal a darker part of that picture: that for all its glamor, AI often relies on hidden human labor in the Global South that can often be damaging and exploitative. Computer-generated text, images, video, and audio will transform the way countless industries do business, the most bullish investors believe, boosting efficiency everywhere from the creative arts, to law, to computer programming. Even as the wider tech economy slows down amid anticipation of a downturn, investors are racing to pour billions of dollars into “generative AI,” the sector of the tech industry of which OpenAI is the undisputed leader. ![]() ![]() Written by Rev angel Kyodo williams, Lama Rod Owens, and Jasmine Syedullah, it unveils how white supremacy and racial injustice shape Buddhist communities in the United States. Radical Dharma: Talking Race, Love and Liberation (2016) is a book that has grown very dear to me. The queer Black Buddhists I write about remind me that spiritual practice is not about severing ties from the world it’s about engaging more authentically with our own embodiment. If you are wondering why I would want to learn about Buddhist practice from people who were not born in Buddhist communities, here’s my answer: I am prepared to learn from anyone who offers teachings that are beneficial to me. I want to highlight the quiet, powerful and life-changing work they have been doing, especially for readers who are hearing about them for the first time. Their teachings are no less important to me than the teachings of Gautama Buddha, also known as Siddhartha or Shakyamuni. These are queer Black Buddhist teachers who have made a difference to my life by speaking of their journeys, and showing me how spiritual practice can be a liberating force in the face of challenges as huge as racism, sexism and queerphobia. I have been thinking of the Black people in my life over the last couple of months, ever since the news of George Floyd’s murder catalysed protests all over the United States. They face hate crimes on a daily basis in the same country that many Indians idealise as a land of opportunity. When Indians chase the shiny American dream, or consume Netflix shows that centre whiteness, we often end up getting dazzled by a vision of affluence that excludes Black Americans. It is a response to the long history of slavery that the United States has been built upon. ![]() What is important to remember is that this decentralised movement against institutional racism, police brutality and racial violence is not a random occurrence. The spiritual life: In one year 'Bhiksha Yatra' has touched 50lakh people to unite Sanatan Dharma The fizzled endeavour to divide North and South in Indian politics ![]() ![]() ![]() ![]() ![]() Several customers also commented on this brand’s friendly customer service. Most buyers love the cute designs of these bath products, as well as their appealing scents. With such a high rating, these reviews were as positive as I expected them to be. Nectar Bath Treats also shares customer feedback on their official Facebook page, where they have a 4.8/5-star rating based on 423 reviews. It initially doesn’t look like much but a little goes a long way and there’s more product than you’d think so it lasts such a long time.” “The texture of this soap is so divine, it lathers beautifully, and has many delicious scent options that linger. I love all the Nectar products I have tried and this one definitely did not disappoint!”Īnother buyer was thrilled with her new Mix & Match Whipped Soaps, which she feels are well-made and the perfect, substantial size to last over a long period of time: The scent is heavenly and it makes my skin so soft. “I ordered the customized body butter in Caribbean Fruit to go with a Caribbean Fruit scrub that was gifted to me. In looking at customers’ impressions of the best-sellers in my Nectar Bath Treats review, I noticed one buyer praising the Customizable Shea Body Butter for its fruity fragrance and the way it worked on her skin. I have never been so impressed with this type of product. One customer had this to say about the brand: “ Six stars! I have nothing but absolutely the best to say. Shoppers had a lot of great things to essay about the brand’s customer service, their product quality, and their value. On the brand’s official website, some Nectar Bath Treats reviews were downright glowing. Nectar Bath Treats shares customer reviews on their official website, where most customers are sharing enthusiastic, positive feedback on their bath and skincare items. Interested in learning more about the brand’s unique approach? Keep reading my Nectar Bath Treats review as I take a closer look at their products and the highlights of shopping with this brand. The brand partners with Lighthouse Charities, a Nevada-based organization helping people who’ve been displaced build a new base in the US, working as a priority employer and helping fund initiatives like housing grants and language training. With every product handmade in the US, this brand offers high-quality bath goodies with ingredients that are “ inspired by nature.” All of Nectar Bath Treats’ products are plant-based, cruelty-free, and made without sulfates or parabens. This brand feels that self-care doesn’t need to be so “ self-serious ” and that even grownups can enjoy some extra sweetness and humor in their bath products. JOIN `white_label_versions` ON `white_label_versions`.`id` = `white_label_inclusions`.Their line includes fruit-shaped bath bombs, solid bubble bath bars that look like scoops of ice cream, and soaps shaped like French macarons, all in delicious pastel packaging. WHERE `news_article_categories`.`news_category_id` = '30' ![]() WHERE `news_article_categories`.`news_category_id` = '29' WHERE `news_article_categories`.`news_category_id` = '28' WHERE `news_article_categories`.`news_category_id` = '27' WHERE `news_article_categories`.`news_category_id` = '23' WHERE `news_article_categories`.`news_category_id` = '22' WHERE `news_article_categories`.`news_category_id` = '19' WHERE `news_article_categories`.`news_category_id` = '18' WHERE `news_article_categories`.`news_category_id` = '16' WHERE `news_article_categories`.`news_category_id` = '11'ĪND `white_label_inclusions`.`entity_type` = 'news' LEFT JOIN `news_article_categories` ON `news_article_categories`.`news_article_id` = `news_articles`.`id` JOIN `news_articles` ON `news_article_categories`.`news_article_id` = `news_articles`.`id` JOIN `news_article_categories` ON `news_article_categories`.`news_category_id` = `news_categories`.`id` SELECT `news_categories`.*, Count(news_article_categories.news_article_id) as article_count, MAX(news_articles.date) as recent_date LEFT JOIN `pages` as `parents` ON `parents`.`id` = `pages`.`parent_page_id`ĪND `white_label_inclusions`.`entity_type` = 'page' SELECT `pages`.*, `parents`.`url_name` as `parent_url_name` SELECT `venues`.*, (select COUNT(*) from tour_stops where tour_stops.venue_id=venues.id AND tour_stops.end_date > curdate() AND tour_stops.active = 1) tour_stop_count JOIN `white_label_versions` ON `white_label_versions`.`id` = `white_label_inclusions`.`white_label_version_id`ĪND `white_label_inclusions`.`entity_type` = 'tour' SELECT `white_label_inclusions`.`entity_id` SELECT `tours`.*, (select COUNT(*) from tour_stops where tour_stops.tour_id=tours.id AND tour_stops.end_date > curdate() AND tour_stops.active = 1) tour_stop_count JOIN `white_label_versions` ON `white_label_versions`.`id` = `settings`.`white_label_version_id` Main Event Travel's Vegas Guide: The Linq Promenade | ![]() ![]() We have come to dedicate a portion of that field, as a final resting place for those who here gave their lives that that nation might live. We are met on a great battle-field of that war. Now we are engaged in a great civil war, testing whether that nation, or any nation so conceived and so dedicated, can long endure. In the end, this weekend is about a speech that took roughly four minutes to deliver and numbered only 272 words.įour score and seven years ago our fathers brought forth on this continent, a new nation, conceived in Liberty, and dedicated to the proposition that all men are created equal. ![]() ![]() You can see Scott and his sign just to the left of the blue hospital street sign. Over the past few years, Gettysburg College history professor Scott Hancock has followed these reenactors with a sign pointing out the importance of slavery to the Confederate. Thankfully, not everyone sits idly by an allows these men to parade without reminding the crowd of what they were fighting to maintain. To me, the presence of Confederate reenactors in the streets of Gettysburg every year is a reminder of this horror. Lee’s Army of Northern Virginia functioned as a slave-catching army in the summer of 1863. Hundreds were kidnapped and brought back into the South by Confederates. In 1863, the Confederate invasion of Pennsylvania forced the Black population in and around Gettysburg to flee their homes and property. On the one hand, it’s certainly a reminder of the power of reconciliation over our memory of the Civil War, but as David Blight has reminded us, to whatever extent the nation did reconcile, it came at the expense of a memory of emancipation and the service of Black United States soldiers. Perhaps it sends a certain message to Gettysburg’s and Adams County’s African-American population? I am sure there are many reasons for this, but I can’t help but to think that the presence of Confederate reenactors among the paraders, with their battle flags blowing in the breeze, has something to do with it. It’s concerning given that this is an anniversary that has been so deeply connected over the years to the history and memory of emancipation and freedom. ![]() It’s a great community event, but it always appears to be an event that only brings out the white community. ![]() ![]() Pick the shop you are most comfortable in. For example, Kauvara’s Magic Shop stocks a very high amount of morphing potions however it’s very hard to get one because there are so many people in the shop at any given time. Some shops stock many more unbuyables than others, but those shops will usually have more people in them. Question – What shop should I restock in once I’ve got the hang of things?Īnswer – This depends on the speed of both your computer and you. Question – What does the term “unbuyable” mean?Īnswer – Any item that cannot be sold on the Shop Wizard, which is any item that sells for more than 999,999 NP. All three of these shops can be found in Neopia Central This is a great shop to get used to the idea of RSing and improve your reflexes as well. Many of the books and food you are profitable in these shops some more than others. Another two great shops to check out when just starting are the Magical Bookshop and the Food Shop. Use the Shop Wizard to look up the prices and to find out what is good to go for when the Pharmacy does happen to restock. You can research all the items that restock in the Pharmacy from the Hospital. Question – Where should I start off when beginning to restock for the first time?Īnswer – The Pharmacy is the place I recommend starting out at. Also know that restocking takes a decent computer, and lot of patience, especially if you’re just starting out and learning which items are good. You don’t need to carry around millions upon millions of NP, but make sure you have enough to restock the items in the shop you’re scouting out. Question – Is there anything I should know before starting to restock?Īnswer – Make sure you have a good amount of NP on you. Question – So what is restocking exactly?Īnswer – Restocking or RSing (which is just the short form of restocking) is when you buy items from any of the Neopian shops (Pharmacy, Brightvale Armoury, etc) to sell for a profit. Well if you are, let’s go learn more about restocking!! Frequently Asked Questions – Intro Restocking is a great way to earn NP that is if you’re up to the challenge. The next restock could take a few minutes, or it may not happen for another few hours. All the Herbal Scrambled Eggs are sold out and we’ll have to wait until the next restock. ![]() That is of course if any are left…ĭ’oh! I spoke too soon. You can either go back to try again when you think five seconds have passed since you bought your last item, or you can even refresh at this page and we’ll go straight to the payment screen. We can only buy an item once every five seconds. You do have a shop right? Never mind that right now, let’s go back to the shop and see if we can get another… Look at that, we got it! Now we can sell the item in our shop for a profit. Whenever we have our numbers typed in, we’re going to click on the Neopet within the picture. Whatever you feel most comfortable typing in, type it. There are a number of different possibilities. Our paying price can be lower, or even higher, as long as the price isn’t too far off. You don’t have to enter in the exact same price that the owner is asking for. We’ll just click on OK or hit enter and continue to the next screen: This is just a confirmation box that comes up every time we want to buy an item. Well, now that we know that we can make a profit on this item, we’re going to buy it, but we’ve got to be quick about it! Let’s click on the item. ![]() Take a look for yourself on the Shop Wizard. Looking around, we don’t see much except for a cheap cure here and there… but wait, what’s that? See those Herbal Scrambled Eggs for only 2,520 NP? Well they are actually worth more than that. Have you ever been restocking before? No? Well then hop on that Scorchio of yours and let’s take a trip to Neopia Central, because we’re going restocking! We’ll head to the Pharmacy more specifically that’s a good place for beginner restockers to start out. ![]() ![]() ![]() Alright, let me press, I’m just finger pressing this back and then I’m going to put this strip on this side. Now the trick with this is that when you put smaller strips on one side, it gives it a curved look. So let’s go to the sewing machine and we’ll put on our two inch and a half white strips. So you always add two whites and two colors and two whites and two colors just like that. And then we’re going to add the other 2 ½ inch white. And this is the fun part about pre cutting your strips is because everything is just going to fit together. Alright so we’re going to take this 2 ½ inch strip and we’re going to put it on the side of our 2 ½ inch square. And I’m going to show you how it all works and it all goes together so easily. This is what it looks like when it’s all together, just like that. Now this is the block we’re going for right here. And you’re going to cut those 2 ½, 3 ½, 5 ½, and 6 ½. You’re also going to do the same thing with your 1 ½ inch strip. And then you’re going to have this extra piece leftover that you’re going to save for another project. ![]() So one, two, three, four, five, six, seven, eight and a half. And then this last one is going to be 8 ½. And this next one is going to be one, two, three, four, five, six. One, two, three, four, five, I’ve already got my half at the beginning. And then we’re going to have a 5 ½ inch piece. And you will just want to make little stacks of these. And then I”m going to cut a 2 ½ inch block. First thing I’m going to do is cut off my little selvedge edge. You know like you could do four or so and get four cuts at once. So we’re going to open up our strips here and because we’re opening them up you may want to stack them up. But then you’re going to mix them all up. You’re going to take each strip and you’re going to do all the same cuts from each strip. Your backing here, oh a pretty print that we chose from the fabric line. Now the outside of our quilt right here you see we have no border on here. And for that you’re going to need 1 ¾ yards. Sometimes it’s fun to throw a little something different in the background. And we used this white that has this tiny silver fleck dot on it. If you cut your own yardage you’re going to need 1 ¾ yards to cut this. You’re also going to need a packet of inch and a half strips or yardage. So what you’re going to need to make this quilt are two rolls of 2 ½ inch strips and we have used this line Rosette for RJR. So that gives it a whole different design, a whole different pattern and it just looks really cool. The difference with this one is that the way you set the blocks and that your strips are different sizes. As a matter of fact it was the very first quilt I made was the log cabin block. That’s an old block that’s been around forever. Isn’t this great? So this is based on the old original log cabin. Let’s take a look at this quilt behind me. And I’ve got a fun project for you today. ![]() ![]() ![]() All of them are running on same mechanism that this tool introduced in the industry. Why WinZip PRO 21 & 26 Full required?Ĭonsequently, the basic concept behind all of these tools is the same. Many tools were also introduced after this tool. This tool is the oldest one in the category of the file and folder zipping. Including this amazing program that everyone uses in their computers. After the Corel corporation purchased this company all of the products were transfer to them. ![]() Basically the original authors of this tool are WinZip Activation Code free mac International LLC. But for now, let’s talk about some brief description and the history of the tool. Best part about this tool is that you can create any graphics with the help of this tool.įurthermore, if you talk about the hallmarks of WinZip PRO 26 Serial Key stunning application in the industry than we can’t describe it in one post. In addition, many map designers and the architectures are also using this tool for their work. Main reason behind this is that it is very famous and the powerful tool for the graphics and vector designing. Most of the people are aware of this tool. There are many other amazing programs that this company launched for the users. Lead developers of this stunning program are Corel Corporation. ![]() You can share and enjoy the utility program as thoroughly as you want to have fun while using a valuable tool. WinZip PRO 26 Crack is the marvelous file zipping and the unzipping tool in the software industry. Windows 10, Windows 7, Windows 8 64-bit, Windows 10 64-bit, 7 64-Bit, Windows 8Įnglish, Italian, French, Spanish, Polish, Chinese, German, Japanese Setup & Crack Crack Only WinZip Pro 26 License Key. ![]() ![]() ![]() And before you complain about the degeneration of the language, keep in mind that this word has been in the dictionary since 1827. With repeated use, his filler words became part of his filler speech patterns.įormer. He was filling the void with noise so you’d continue to listen to him. Kennedy didn’t say “er argh um” between his sentences because it was funny (although it often is). Some of the most obvious abusers of filler words (and often filler expressions) are politicians. Here, filler is used to stave off commentary when you pause in your speach. However, news stations do fill your ears with filler words when pundits are debating. Filler words are used to buy time to think of what we’ll say next, but someone who’s memorized their lines doesn’t need time to invent their next sentence. Well, radio and television personalities are reading off of cue cards. ![]() How can the daily news filter so many out? Good actors, newscasters and radio personalities avoid using them. People point to these words to mock how slow-witted a person is. We try to remain vigilant on the Power to the Meeple Podcast and cut out what we can, but uhs and ums pour out our mouths despite our best intentions. All it takes is for one well known person to favor a particular sound, and, jinkies, new filler.įiller words are resilient buggers. It shows we don’t need hundreds of years of word morphing to create new filler word. I particularly like that someone pulled forward Ronald Reagan’s famous filler word “Well”. ![]() One look at the Filler (linguistics) page on Wikipedia should indicate how varied filler words are throughout the world. That means, before recording devices caught people in the act of speech disfluency, that words like ‘Er’, ‘Uh’ and ‘Um’ slowly morphed depending on the local dialect. Did you guys know that the word ‘Uh’ didn’t exist when you were a teenager? How did you stumble through asking your puppy love crush, Loraine Baines, to go out with you to The Under the Sea Enchantment Dance?Įr, Uh and Um are riddled throughout modern English speakers sentences, but often not recorded when transcribed. I probably have a few readers who were born during World War II. ‘Um’ dates back to 1672, ‘Er’ was added to the dictionary in 1862 and ‘Uh’ hit common usage in 1960. Also, ‘Er’ is preferred in the United Kingdom, while ‘Uh’ is preferred in the Americas, but that’s by no means a hard and fast rule. Since they fill the same role in our language, with mild flavor differences. While we’re at it, we might as well bring forward… A filler word used in speech, and a tricky word to research since Google wants to talk about the George Clooney vehicle ‘ ER‘. ![]() |
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